Adopsi Penggunaan Platform Crowdfunding untuk Donasi Amal pada Kalangan Muslim Milenial
https://doi.org/10.33476/j.e.b.a.v6i1.1926
Keywords:
Crowdfunding, Charitable Donation, MillenialAbstract
Nowdays fintech in the form of a crowdfunding is directed to help the problems of the economic needs of the community from ownership economy to sharing economy, so that individual financial problems can be resolved together. The study aims to analyze the factors that influence the millennial muslim to distribute charitable donations using crowdfunding. This study is a qualitative research with a case study method and the data analysis tool uses coding. The research data were generated from direct semi-structured interviews with the selection of respondents using purposive-sampling technique and Semarang city as the location. The results showed that there were five factors that influenced donors using crowdfunding, namely the donation process, donation affordability, donation flexibility, platform credibility and alternative payment schemes. The findings are an analysis of the results of the respondents' statements and experiences in donating using crowdfunding.References
Agrawal, A. K., Catalini, C., & Goldfarb, A. (2015). Crowdfunding: Geography, social networks, and the timing of investment decisions. Journal of Economics and Management Strategy, 24(2), 253-274. https://doi.org/10.1111/jems.12093
Asosiasi Penyelenggara Jasa Internet Indonesia. Hasil Survei Penetrasi dan Perilaku Pengguna Internet Indonesia 2018. (2019). https://apjii.or.id/content/read/39/410/Hasil-Survei-Penetrasi-dan-Perilaku-Pengguna-Internet-Indonesia-2018
Bank Indonesia. Peraturan Bank Indonesia Nomor 19/12/PBI/2017 tentang Penyelenggara Teknologi Finansial. (2017). https://peraturan.bpk.go.id/Home/Details/135776/peraturan-bi-no-1912pbi2017-tahun-2017
Bouncken, R. B., Komorek, M., & Kraus, S. (2015). Crowdfunding: The current state of research. International Journal of Economic and Business Reasearch, 4(3), 407-416. https://doi.org/10.19030/iber.v14i3.9206
Charities Aid Foundation. The CAF World Giving Index (9th ed). (2018). https://www.cafonline.org/about-us/publications/2018-publications/caf-world-giving-index-2018
____________________ The CAF World Giving Index. (10th ed). (2019). https://www.cafonline.org/ about-us/publications/2019-publications/caf-world-giving-index-10th-edition
Davis, F. D. (1989). Perceived usefulness, perceived ease of use, and user acceptance of information technology. Management Information Systems Research Center, 13(3), 319-340. https://doi.org/10.2307/24900
Debby, T., Purwanegara, M. S., & Aprianingsih, A. (2019). A preliminary study on the motivation of funders for crowdfunding. Indonesian Journal of Business and Entrepreneurship, 5(3), 242-251. https://doi.org/10.17358/ijbe.5.3.242
Ghozali, I. (2020). Metode Penelitian Kualitaif. Semarang: Yoga Pratama.
Hadad, M. D. (2017). Financial Technology (Fintech) di Indonesia. Paper Presentasi disajikan pada Kuliah Umum tentang Fintech, Indonesia Banking School, Jakarta.
Helal, G., & Ozuem, W. (2019). Social media and social identity in the millennial generation”. Leveraging Computer-Mediated Marketing Environments, 43-82. https://doi.org/10.4018/978-1-5225-7344-9.ch003
Langley, P. (2016). Crowdfunding in the United Kingdom: A cultural economy. Economic Geography, 92(3), 301-321. https://doi.org/10.1080/ 00130095.2015.1133233
Kasali, R. (2017). Disruption. Jakarta: Gramedia Pustaka Utama.
Kashif, M., Jamal, K. F., & Rehman, M. A. (2018). The dynamics of zakat donation experience among muslims: A phenomenological inquiry. Journal of Islamic Accounting and Business Research, 9(1), 45-58. https://doi.org/10.1108/JIABR-01-2016-0006
Mannheim, K. (1952). Essays on the sociology of knowledge. Oxford, UK: Oxford University Press. Retrieved from https://doi.org/10.5840/ thought195328264
Mason, J. (2002). Qualitative researching (2nd ed). London: SAGE Publications.
Mollick, E. (2014). The dynamics of crowdfunding: An exploratory study. Journal of Business Venturing, 29(1), 1-16. https://doi.org/10.1016/j.jbusvent.2013.06.005
Muslim, A., & Purwanto, A. (2013). Pengaruh efisiensi keuangan dan pembatasan pemberian dana pada jumlah donasi individual. Diponegoro Journal of Accounting, 2(3), 1-11. https://ejournal3.undip.ac.id/index.php/accounting/article/view/3372
Niswah, F. M., Mutmainah, L., & Legowati, D. A. (2019). Muslim millenial’s intention of donating for charity using fintech platform. Journal of Islamic Monetery Economics and Finance, 5(3), 623-644. https://doi.org/10.21098/jimf.v5i3.1080
Pew Research Center. The Future of the Global Muslim Population, Projections for 2010-2030. (2011). http://assets.pewresearch.org/wp-content/uploads/sites/11/2011/01/FutureGlobalMuslimPopulatio n-WebPDF-Feb10.pdf
Rosavina, M., Rahadi, R. A., Kitri, M. L., Nuraeni, S., & Mayangsari, L. (2019). P2P lending adoption by SMEs in Indonesia. Qualitative Research in Financial Markets, 11(2), 260-279. ttps://doi.org/10.1108/QRFM-09-2018-0103
Wilson, J. (2017). Creating Strategic Value Through Financial Technology (1st ed). Hokoben, New Jersey: Wiley. https://doi.org/10.1002/9781119318682
We Are Social. Digital 2019 Indonesia. (2019). https://andi.link/hootsuite-we-are-social-indonesian-digital-report-2019
Venkatesh, V., & Davis, F. (2000). A theoretical extension of the technology acceptance model: Four longitudinal field studies. Management Science, 46(2), 186-204. https://econpapers.repec.org/article/ inmormnsc/v_3a46_3ay_3a2000_3ai_3a2_3ap_3a186-204.htm
Downloads
Published
Issue
Section
License
Proposed Policy for Journals That Offer Open Access
This work is licensed under a Creative Commons Attribution-ShareAlike 4.0 International License (CC BY-SA 4.0).
Authors who publish with Journal of Economics and Business Aseanomics (JEBA) agree to the following terms:
1. For all articles published in Journal of Economics and Business Aseanomics (JEBA), copyright is retained by the authors. Authors permit the publisher to announce the work with conditions. When the manuscript is accepted for publication, the authors agree to the publishing right's automatic transfer to the publisher.
3. Authors retain copyright and grant the journal right of first publication with the work simultaneously licensed under a Creative Commons Attribution-ShareAlike 4.0 International License (CC BY-SA 4.0) that allows others to share the work with an acknowledgment of the work's authorship and initial publication in this journal.
4. Authors can enter into separate, additional contractual arrangements for the non-exclusive distribution of the journal's published version of the work (e.g., post it to an institutional repository or publish it in a book), with an acknowledgment of its initial publication in this journal.
5. Authors are permitted and encouraged to post their work online (e.g., in institutional repositories or on their website) before and during the submission process, as it can lead to productive exchanges and earlier and greater citation of published work (See The Effect of Open Access).