APAKAH DEPOSAN MENGHUKUM BANK KARENA KINERJA BURUK?; PENGUJIAN EMPIRIS DISIPLIN PASAR BANK SYARIAH DI INDONESIA

Authors

  • Muhammad Rofi'i Fakultas Ekonomi dan Bisnis, Universitas YARSI
  • Dioni Yurinda Rahmasuciana PKEBS FEB, Universitas Gajah Mada
  • Muhammad Refki Novesar Fakultas Ekonomi dan Bisnis, Universitas YARSI
  • Ariel Nian Gani Fakultas Ekonomi dan Bisnis, Universitas YARSI

https://doi.org/10.33476/jobs.v1i2.1688

Keywords:

Disiplin Pasar, Rasio Kecukupan Modal, Rasio Pembiayaan Bermasalah, Biaya Operasional terhadap Pendapatan Operasional, Rasio Pembiayaan terhadap Deposito

Abstract

Penelitian ini bertujuan untuk menguji faktor-faktor yang mempengaruhi Disiplin Pasar pada Bank Syariah Indonesia. Data panel dikumpulkan dari laporan triwulanan perbankan 2010-2015 dari 10 Bank Umum Syariah. Metode analisis data menggunakan analisis regresi linier berganda untuk mengetahui pengaruh variabel spesifik bank terhadap simpanan bank syariah penuh. Penelitian ini menggunakan Model Fixed Effect untuk memberikan bukti empiris pada Disiplin Pasar Bank Syariah. Hasil empiris menunjukkan bahwa Non Performing Financing, dan Financing to Deposit Ratio berpengaruh negatif terhadap Disiplin Pasar. Temuan tersebut menambah bukti penting pada literatur terkait Disiplin Pasar khususnya di Bank Syariah.

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Published

2021-01-23

How to Cite

Rofi’i, M., Rahmasuciana, D. Y., Novesar, M. R., & Gani, A. N. (2021). APAKAH DEPOSAN MENGHUKUM BANK KARENA KINERJA BURUK?; PENGUJIAN EMPIRIS DISIPLIN PASAR BANK SYARIAH DI INDONESIA. Jurnal Orientasi Bisnis Dan Entrepreneurship (JOBS), 1(2), 70–82. https://doi.org/10.33476/jobs.v1i2.1688